Sorry to open up this old thread... but the OP is describing EXACTLY what is occurring to me now except that I only have one account. I've followed the steps.
I've checked the FG Vault folder and PZOSMWPZO2101FG is there.
I've checked the FG Update log and "checking package PZOSMWPZO2101FG for updates" is there.
I've clicked "clear" under the account and restarted again.
Can't get it working :(