Ok It seems to be ok now, I did a update via the loader this morning switching from Live back to test and everything updated. I tested the above and reported the issue.
I just did a update again and CoreRPGpak and Fantasygrounds.exe updated. That seemed to be the problem. My loader was showing v.3.3.7 but when I loaded a campaign it said 3.3.8
So everything updated now and it's working.